Monsi A. Serrano

By Monsi A. Serrano I chose this topic upon the request of one of our readers who is planning to put up his own business...

By Monsi A. Serrano The Department Trade and Industry deserves to be lauded for putting an end to expiry dates on gift certificates, gift checks...

By Monsi A. Serrano With the current business trend of globalization plus the advent of technology, the truly the world has become “flat”. And this...