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By Alithea De Jesus

As many anticipate a better 2021 after being locked down for almost 1 year, the desire to achieve something becomes inevitable.

Hence, conventional thinking suggests that having a brand new car is usually preceded by a momentous milestone in someone’s life. Finally, landed that corner office? Expecting a new addition to the family? A booming business? Retirement plans?

Yes, nothing can mark a special occasion in your life quite like a fresh-out-of-the-showroom-floor vehicle. But, what if we say that getting to drive such a pristine machine doesn’t require all that proverbial fanfare and fireworks? Because you can have one parked right in your driveway today.

Thinking outside the box has always been a true Toyota strength and now with Balloon Payment Plus, you can be driving a brand new car via a rewarding decision that reaps value through and through. Best part: you can stay on course that can allow you to bring a brand new car home time and time again.

Easy Downpayment, Guaranteed Future Value

Balloon Payment Plus — offered by Toyota Financial Services Philippines Corp. which is supervised by the Bangko Sentral ng Pilipinas (—is a finance lease product that makes your Toyota experience affordable with low monthly payments.  This product is also top quality as it comes with built-in periodic maintenance throughout the finance term, and with convenient end of term options.

That’s the overview, but let us get down to the nitty-gritty.

Let’s key in on these terms: “trade-in with lower cost and repurchase.”

Meaning: you can positively repurchase a new vehicle as you trade-in your current car on the program.

Picture this: you’re at the tail-end of your payment term. You’ve been using the car for quite some time now, but let’s also say that there’s a latest Toyota model that has caught your eye. Well, you can make that transition easily thanks to the guaranteed future value of your current car that the Balloon Payment Plus has afforded you. You can use the guaranteed future value as lump sum payment. Should there be an amount remaining, you can use said portion to apply for your next brand new car.

And before you conclude Balloon Payment Plus’ benefit can be felt only at the end of your financing term, allow us this rebuttal. An obvious, glaring advantage: your low monthly payments are packaged with periodic maintenance. It’s common knowledge that as a vehicle ages, maintenance costs tend to go up. As you make your light monthly payments, you receive trusted dealership-service upkeep on your car periodically. And, here’s the unmitigated truth: you’re more than cool and confident each time you hit the road because your vehicle is in tip-top shape. That’s definitely one-less worry when you have to fulfill tasks and go places.

So, let us paint you a pretty picture: you landed on the Toyota Vios. Down payment is between 20 to 30 percent of the vehicle price. Say, you go for a 24-month finance term, you’ll be looking at 45 percent lump sum amount of the vehicle price and a guaranteed resale value at 55 percent. Your assured resale price and flexible financing options can be realized in one of two routes. Option A is paying-off the lump sum amount together with the monthly installment indicated on your last due date official receipt. Or go for Option B which is trading-in your vehicle and effectively purchasing a new Toyota vehicle.

With Balloon Payment Plus, you can update your (and your loved ones’) car every few years and experience all the exciting trappings that come with it. The new car smell, the latest car technologies, the smoothest rides, the newest looks—all can be yours sooner rather than later. So, whether it’s finally going for an upgrade or even getting your dream car—rest assured— avenues are made available and attainable for you.

Fits You Fine

So, do you think this scheme is perfect for you?

Truth is: With a solid roster of Toyota participating models to choose from, there’s a viable purchase for almost every customer profile. Been eyeing a trustworthy subcompact sedan? Why not get around the city in the country’s most-sought after as all Toyota Vios variants are offered.

Bringing in a new member to your young family? Corolla Cross 1.8V Hybrid—which is available via Balloon Payment Plus —can be a fine addition to any household.

This SUV packs power, elegance, and an electric motor that can make every gas refill cost-effective and efficient.

Toyota Hilux (MC) Conquest, G, E, and J variants only are on the Balloon Payment Plus list, too. So, if your livelihood and lifestyle require you to venture into further distances and rougher terrains, there’s an easy and practical choice that awaits you here.

Balloon Payment Plus also includes all Toyota Fortuner (MC) variants in their offering, which seamlessly brings together luxury and utility just as a mighty mid-size SUV should be.

Whether a first-time car owner realizing a lifelong goal or seasoned car enthusiast adding another steed to the stable, you can find the perfect match from Balloon Payment Plus to accommodate your aspirations.

Become Future-Proof

No matter how you look at it, Balloon Payment Plus affords you more than enough room to commit and complete your purchase. Upfront, you’re given a snapshot of where and how your investment is going over time. Throughout the term, your car is professionally maintained, a deal you’d be hard pressed to find anywhere else. If getting to drive a brand-new car indeed has its benefits, then driving a brand-new car via Balloon Payment Plus is beneficial in every form and fashion.

For more information, go to Explore the vehicles and calculator function on the website that estimates your would-be expenses. For final quotation, contacting any Toyota Dealer is advised. You may also inquire with Toyota Financial Services Customer Care Hotline 02-7757-8500, email at or visit their website at

You can also drop by Toyota’s authorized TCUV dealerships to avail of your brand new dream car under the Balloon Payment Plus arrangement. To see the list of TCUV dealers, visit

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