The rollout marks FinVolution’s expansion into card-based financial services, introducing installment-enabled transactions through a payment tool that can be used both online and in physical stores locally and abroad.

As digital payments continue to gain traction in the Philippines, the luvit Card aims to bridge the gap between traditional credit services and modern financial technology. Available in both virtual and physical formats, the card offers users a familiar and accessible way to manage everyday spending.

Powered by FinVolution, luvit features a simplified application process through its mobile app, requiring minimal documentation and offering fast approval times. Once approved, users can immediately use the card for daily purchases, bill payments, travel bookings, and other lifestyle expenses.

Designed to support different financial needs, the luvit Card allows users to repay purchases through flexible installment terms that suit their budget and spending capacity. Backed by Mastercard’s global payment network, the card can be used across millions of merchants worldwide, both online and offline.

“The luvit Card is designed to empower mainstream Filipinos by giving them access to flexible payment solutions and broader digital opportunities,” said Francisco “Coco” Mauricio, President and CEO of WeFund Lending Corporation, the Philippine subsidiary of FinVolution Group.

“It helps users build their financial identity and participate more fully in the formal financial system,” he added.

The launch reflects WeFund Lending Corporation’s broader initiative to expand financial inclusion in the Philippines, particularly among first-time users of formal credit services. By combining accessibility with everyday usability, luvit aims to enable more Filipinos to participate in the country’s growing digital economy.

The luvit Card provides access to credit ranging from ₱2,000 to ₱200,000 and offers 0% interest for up to 40 days after the billing date. It also comes with no annual fees and an AI-enabled approval process that can take as little as 90 seconds.

According to the company, the card addresses Filipinos’ growing demand for a payment solution that combines flexible repayment terms, competitive rates, and fast digital approval.

With the tagline “Live It, Luvit,” the platform aims to make modern financial services more accessible to everyday consumers.

The luvit app is now available for download via the Google Play Store and Apple App Store.

For more information, visit luvit Philippines or follow the brand’s official Facebook pages.